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Welcome to the Brown - O'Haver Official Blog.

What is an independent adjuster?

Independent Adjuster

Did you know there are three types of adjusters?  Company Adjuster Independent Adjuster Public Adjuster A company adjuster works directly for the insurance company, is paid by the insurance company, and represents their interest. An independent adjuster is hired by   Read More »

What a Public Adjuster is Not

Insurance Adjuster

A public adjuster is not an independent adjuster, a private adjuster, a contractor, or a restoration company. There are many tasks a public adjuster can do and there are many tasks they cannot do. A public adjuster is an insurance   Read More »

What does the Settlement Mean?

What does the Settlement Mean?

As public adjusters, we often have clients concerned with the term settlement during their insurance claims. Throughout the claims process, insurance companies should send a notice of payment letter any time a payment is issued. Often these letters will either   Read More »

Adjuster Education

Adjuster Education

At Brown – O’Haver we pride ourselves in the specialized educational milestones we have reached. This knowledge helps us as we address the many unique opportunities that we have to make certain that insurance claims are paid fairly. It is   Read More »

Frozen Pipes Could Damage The Home

Frozen Pipes Could Damage The Home

As the weather cools down and we look towards winter, it is time to reflect on our homes and the potential of a freeze, which could damage the home. One of the largest homeowner claims we have worked was for   Read More »