Who We Are
We are public insurance adjusters who specialize in insurance claims, settlements and claim support on behalf of the insured. Brown O'Haver is a professional, Public Insurance Adjusting company. Our adjusters work only for insurance policyholders - individuals and businesses. Our insurance adjusters do not adjust claims for insurance companies.
We are not contractors, we do not rebuild properties. We are not restoration companies, we do not clean or repair items.
What We Do
Our public adjusters go through every detail of your policy to verify exactly what you're entitled to, and what needs to be done to expedite your claim. Proving your loss is not always easy, but it is our business to help. With your input, we'll organize an inventory of everything that's damaged or lost. We will assess actual cash values, and replacement costs and arrange for appraisals. We will document additional claims including relocation costs, interim housing and maintenance, loss of income benefits, and what you are entitled to under your insurance policy. We will review the details with you and then, on your behalf, meet with the insurance company claims representative to obtain the maximum recovery for you with minimum delay.
How It Works
Brown - O'Haver fees may be based on a small percentage of your recovered claim, depending on the size of the settlement. There is no up-front charge to you. We are paid when you receive your settlement. Our experience indicates our services more than pay for themselves in the dollars recovered, and we relieve you of the tedious claim preparation and frustrating negotiation you would have to go through in resolving claims with the insurance company.