Oklahoma Wildfire Insurance Claims: What Homeowners Need to Know
If you’ve been affected by the recent wildfires in Oklahoma, you’re likely already dealing with the stress of property damage—and possibly confusion about your insurance claim. This post breaks down what we’re seeing across the state, especially for homeowners seeking full payouts for wildfire-related losses.
1. Oklahoma Is Not a Value Policy State
Oklahoma is not a value policy state. This means insurance companies are not required to pay the full policy limit, even in ...
How to Navigate a Wildfire Loss Insurance Claim: After a Wildfire Loss What to Do and Who to Call
A wildfire can be a devastating event, leaving homeowners scrambling to figure out their next steps. While the urge to rebuild and restore your life as quickly as possible is understandable, it’s crucial to take your time and approach the insurance claim process carefully. Rushing can lead to mistakes, reduced payouts, or overlooked coverage. Here’s a step-by-step guide to navigating the aftermath ...
Roof Damage? Here’s How to Get Your Insurance to Pay for Repairs
Roof damage can be a homeowner’s nightmare, especially when unexpected storms or wear and tear cause significant issues. The good news? Your insurance might cover the costs. However, filing a commercial or business roof insurance claimRead More
The Importance of Timing in Insurance Claims After a Natural Disaster
Natural disasters can strike without warning, leaving destruction in their wake. Whether it's a hurricane, flood, wildfire, or earthquake, the aftermath is often chaotic, making the insurance claims process overwhelming. One critical factor that can significantly impact the outcome of these claims is timing. Understanding the importance of timely action and how it affects the claims process can help policyholders recover mor...
Immediate Actions and Proactive Preparedness for Imminent Disasters
In a recent opinion piece, Alice Young, owner of Brown O’Haver public insurance adjusters, shares personal experiences and offers practical advice on preparing for imminent disasters like fires and tornadoes. She recounts a situation where her sister faced an approaching wildfire in Pasadena, California, highlighting the urgency of knowing what actions to take when evacuation becomes necessary.
Immediate Actions Before Evacuating:Read More
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