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Why Most Insurance Claims in Oklahoma Get Denied — And How to Avoid It

When disaster strikes—whether it’s a storm, fire, or flood—you expect your insurance company to have your back. But for many Oklahoma homeowners and business owners, that’s not the case. Insurance claim denial in Oklahoma is more common than you might think, and the reasons can range from technicalities to hidden clauses in your policy.

The good news? Read More


how-to-handle-insurance-claim-disputes-and-get-the-payout-you-deserve-with-help-from-brown-o-haver

How to Handle Insurance Claim Disputes—and Get the Payout You Deserve with Help from Brown O’Haver

Filing an insurance claim is supposed to help you recover—not leave you frustrated and fighting with your insurer. Yet, every year, thousands of policyholders face disputes ranging from unfair denials to ridiculously low settlement offers.

If you've been shortchanged by your insurance company, you're not alone—and you're not powerless.

In this guide, we’ll walk you through the most common insurance claim disputes, how to resolve them effec...

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Denied Insurance Claim? Here’s What to Do Next

Getting your insurance claim denied can feel like a punch to the gut. After all, you’ve paid your premiums, followed the process, and trusted that your provider would come through when it mattered most. So, what happens when they don’t?

Whether it’s a commercial property damage claim or a residential loss, a denial doesn't have to be the end of the road. In fact, it might be the beginning of a smarter, more strategic approach—with the help of a public insurance adjuster.

Let’s bre...

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Oklahoma Wildfire Insurance Claims: What Homeowners Need to Know

If you’ve been affected by the recent wildfires in Oklahoma, you’re likely already dealing with the stress of property damage—and possibly confusion about your insurance claim. This post breaks down what we’re seeing across the state, especially for homeowners seeking full payouts for wildfire-related losses.

1. Oklahoma Is Not a Value Policy State

Oklahoma is not a value policy state. This means insurance companies are not required to pay the full policy limit, even in ...

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how-to-navigate-a-wildfire-loss-insurance-claim-after-a-wildfire-loss-what-to-do-and-who-to-call

How to Navigate a Wildfire Loss Insurance Claim: After a Wildfire Loss What to Do and Who to Call

A wildfire can be a devastating event, leaving homeowners scrambling to figure out their next steps. While the urge to rebuild and restore your life as quickly as possible is understandable, it’s crucial to take your time and approach the insurance claim process carefully. Rushing can lead to mistakes, reduced payouts, or overlooked coverage. Here’s a step-by-step guide to navigating the aftermath ...

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