Recorded Statement VS Evaluation Under Oath
Sometimes insurance claims are not clean cut. Oftentimes the adjuster will have questions that you might feel are invasive. In some claims there is a recorded statement or an evaluation under oath. We typically see this for fire or theft claims. The purpose of a recorded statement or an evaluation under oath is for the insurance company to gather information related to you and your insurance claim.
A recorded statement is usually conducted by the insurance staff adjuster. This is gener...
Fire Claim First Steps
Your house is on fire, what do you do? First, make sure everyone safely gets out of the house and call 911. First responders will work to put out the fire and prevent it from spreading. This may include opening a section of the roof to allow the smoke to release.
At this point, restoration contractors could show up, offer their services, and explain how they can help. While protecting your property and mitigating damages are your duty as the homeowner, take caution with these contracto...
Storm Season is Here!
It is storm season here in tornado alley and Oklahoma is no stranger to high winds and torrential rains. Insurance claims for roof damage and possible flooding are most likely to occur during March – June. Here are some tips from your local public adjuster to navigate this season and your potential insurance claim.
Be Aware of Restoration Companies
Restoration companies can be a crucial part of an insurance claim. These companies and contractors could be needed for emergency services like water mitigation and boarding up the property to keep it secure. They can also be utilized for contents pack out, contents cleaning, debris removal, and other miscellaneous items. Policy holders have the option to hire these contractors for the subsequential repairs as well.
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How long do insurance claims take?
Insurance claims are not a one size fits all. We wish we could tell you that after you file a claim your insurance company will come out to inspect and issue a payment for all the damages and then your claim will be closed in 3-6 months and you’ll never have to think about it again. The truth is, you could accept that payment and be done with your claim but that could mean leaving money on the table or not having all the repairs done correctly.
The duration of your claim can also depen...
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