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Broken Pipes Damage Claim

Broken pipes can be a homeowner's nightmare, causing not only inconvenience but potential damage to property. Whether it's a burst pipe due to freezing temperatures or a simple leak, addressing the issue promptly is crucial to prevent further complications

Common Causes of Broken Pipes:

1.  Freezing Temperatures: In regions where temperatures drop significantly, frozen water in...

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Christmas and Fires

Fires are more likely to occur during the winter months. It’s dry outside, we have our heaters on or fires going, and we are spending more time indoors with our families. Accidents are going to happen given these circumstances. Having homeowners or renters insurance can protect you when an accident occurs. Here are a few tips to keep you and your family safe this holiday season and prevent your house from a fiery disaster.

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Oklahoma Storm Claims

These past couple years have been unusual seasons with the number of storms that have come through the state of Oklahoma. Typically, we see storm season occur during the spring and fall months with heavy rain, high winds, and some hail. In these past two years we have seen an increased number of tornados during these months but also some of these destructive storms have been in the β€œoff” season.

In 2022 and 2023 we have seen several tornados across the state of Oklahoma in Seminole, Id...

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Recorded Statement VS Evaluation Under Oath

Sometimes insurance claims are not clean cut. Oftentimes the adjuster will have questions that you might feel are invasive. In some claims there is a recorded statement or an evaluation under oath. We typically see this for fire or theft claims. The purpose of a recorded statement or an evaluation under oath is for the insurance company to gather information related to you and your insurance claim.

A recorded statement is usually conducted by the insurance staff adjuster. This is gener...

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Fire Claim First Steps

Your house is on fire, what do you do? First, make sure everyone safely gets out of the house and call 911. First responders will work to put out the fire and prevent it from spreading. This may include opening a section of the roof to allow the smoke to release.

At this point, restoration contractors could show up, offer their services, and explain how they can help. While protecting your property and mitigating damages are your duty as the homeowner, take caution with these contracto...

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