Why Insurers Only Pay Part of Your Contents Claim Up Front — And Why You Shouldn’t Stop There
After a major loss, one of the first checks many homeowners receive is for personal property (contents), which includes everything from furniture and clothing to electronics and kitchen items. Sometimes carriers will pay a large portion up front, sometimes as much as 25–50% of the policy limit. At first glance, this feels like a big win. But here’s the catch: that initial payment is often just the start.
The Partial Payout Strategy
This approach looks generous, but it’s a ...
Why Most Insurance Claims in Oklahoma Get Denied — And How to Avoid It
When disaster strikes—whether it’s a storm, fire, or flood—you expect your insurance company to have your back. But for many Oklahoma homeowners and business owners, that’s not the case. Insurance claim denial in Oklahoma is more common than you might think, and the reasons can range from technicalities to hidden clauses in your policy.
The good news? Read More
How to Handle Insurance Claim Disputes—and Get the Payout You Deserve with Help from Brown O’Haver
Filing an insurance claim is supposed to help you recover—not leave you frustrated and fighting with your insurer. Yet, every year, thousands of policyholders face disputes ranging from unfair denials to ridiculously low settlement offers.
If you've been shortchanged by your insurance company, you're not alone—and you're not powerless.
In this guide, we’ll walk you through the most common insurance claim disputes, how to resolve them effec...
Maximizing Your Commercial Insurance Claims: The Role of Brown O'Haver Public Adjusters
Commercial insurance claims can be complex and daunting, especially when your business is dealing with the aftermath of unexpected events such as natural disasters, fires, or other incidents. Navigating the intricate web of insurance policies, documentation, and negotiations requires expertise and experience. This is where Brown O'Haver Public Adjusters step in to lighten the load and maximize your claims.
Understanding Commercial Insurance Claims
Navigating Insurance Losses in Oklahoma: The Benefits of Hiring Public Insurance Adjusters
Oklahoma, like many other regions, is no stranger to insurance claims likes fires, tornados, and pipe bursts. In the aftermath of such disasters, the road to recovery can be daunting, both emotionally and financially. While insurance claims are designed to provide relief, the intricacies of the process can often be overwhelming. This is where Public Insurance Adjusters i...
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