Complete Guide to Property Damage Insurance Claims
Dealing with property damage is stressful enough—fighting with your insurance company shouldn’t make it worse. Whether your home or commercial property is affected by roof damage, fire, wind, or hail, understanding the property damage insurance claim process can make the difference between a fair settlement and a costly underpayment.
This complete guide explains how property damage insurance claims work, common mistakes to avoid, and when hiring a public insurance adjuster or independen...
What to Know Before You Hire One to Help with Your Claim
When disaster strikes—whether it’s storm damage, fire loss, water leaks, or another unexpected event—filing an insurance claim can quickly become overwhelming. Many homeowners expect the process to be straightforward, only to realize how complex policy language, documentation requirements, and negotiations can be.
This is where public adjuster services come in.
Unlike insurance company adjusters who represent the insurer, public claim adjusters work exclusively for you, the policy...
Why Insurers Only Pay Part of Your Contents Claim Up Front — And Why You Shouldn’t Stop There
After a major loss, one of the first checks many homeowners receive is for personal property (contents), which includes everything from furniture and clothing to electronics and kitchen items. Sometimes carriers will pay a large portion up front, sometimes as much as 25–50% of the policy limit. At first glance, this feels like a big win. But here’s the catch: that initial payment is often just the start.
The Partial Payout Strategy
This approach looks generous, but it’s a ...
Why Most Insurance Claims in Oklahoma Get Denied — And How to Avoid It
When disaster strikes—whether it’s a storm, fire, or flood—you expect your insurance company to have your back. But for many Oklahoma homeowners and business owners, that’s not the case. Insurance claim denial in Oklahoma is more common than you might think, and the reasons can range from technicalities to hidden clauses in your policy.
The good news? Read More
How to Handle Insurance Claim Disputes—and Get the Payout You Deserve with Help from Brown O’Haver
Filing an insurance claim is supposed to help you recover—not leave you frustrated and fighting with your insurer. Yet, every year, thousands of policyholders face disputes ranging from unfair denials to ridiculously low settlement offers.
If you've been shortchanged by your insurance company, you're not alone—and you're not powerless.
In this guide, we’ll walk you through the most common insurance claim disputes, how to resolve them effec...
Our Associations
