Why Insurers Only Pay Part of Your Contents Claim Up Front — And Why You Shouldn’t Stop There
After a major loss, one of the first checks many homeowners receive is for personal property (contents), which includes everything from furniture and clothing to electronics and kitchen items. Sometimes carriers will pay a large portion up front, sometimes as much as 25–50% of the policy limit. At first glance, this feels like a big win. But here’s the catch: that initial payment is often just the start.
The Partial Payout Strategy
This approach looks generous, but it’s a ...
Why Most Insurance Claims in Oklahoma Get Denied — And How to Avoid It
When disaster strikes—whether it’s a storm, fire, or flood—you expect your insurance company to have your back. But for many Oklahoma homeowners and business owners, that’s not the case. Insurance claim denial in Oklahoma is more common than you might think, and the reasons can range from technicalities to hidden clauses in your policy.
The good news? Read More
How to Handle Insurance Claim Disputes—and Get the Payout You Deserve with Help from Brown O’Haver
Filing an insurance claim is supposed to help you recover—not leave you frustrated and fighting with your insurer. Yet, every year, thousands of policyholders face disputes ranging from unfair denials to ridiculously low settlement offers.
If you've been shortchanged by your insurance company, you're not alone—and you're not powerless.
In this guide, we’ll walk you through the most common insurance claim disputes, how to resolve them effec...
Roof Damage? Here’s How to Get Your Insurance to Pay for Repairs
Roof damage can be a homeowner’s nightmare, especially when unexpected storms or wear and tear cause significant issues. The good news? Your insurance might cover the costs. However, filing a commercial or business roof insurance claimRead More
The Importance of Timing in Insurance Claims After a Natural Disaster
Natural disasters can strike without warning, leaving destruction in their wake. Whether it's a hurricane, flood, wildfire, or earthquake, the aftermath is often chaotic, making the insurance claims process overwhelming. One critical factor that can significantly impact the outcome of these claims is timing. Understanding the importance of timely action and how it affects the claims process can help policyholders recover mor...
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