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Medicare Supplement Insurance

I watch the current ads for Medicare suppliant continuation and am perplexed as to what is all the hullabaloo about the politicians cancelling Medicare supplement insurance policies because Medicare supplement insurance is not even Medicare.  It just somehow gave everyone the belief that it was. Medicare supplement, also known as Medigap, is not actually Medicare itself, but rather a private insurance policy designed to work alongside Medicare. Medicare is a federal health insurance program that provides coverage for eligible individuals who are aged 65 and older, as well as certain younger individuals with disabilities.

Medicare supplement policies are sold by private insurance companies and are designed to help cover some of the out-of-pocket costs that Medicare does not cover, such as deductibles, copayments, and coinsurance. These policies are standardized and regulated by the federal government, so the benefits offered by each policy are the same regardless of which insurance company sells the policy.

Once again, Medicare supplement policies are not actually Medicare, they are designed to complement and enhance the coverage provided by Medicare by helping to fill in some of the gaps in coverage.

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