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Water Damage Claims

Water Damage Claim Help

People may not realize it, but the Number 1 reason to file an insurance claim is a loss due to water. Water claims might be caused by pipe breaks in the refrigerator, ice maker or a water feed line to   Read More »

Surface Water: Is it Covered?

Surface Water: Is it Covered in the Flood Insurance policy?

Is surface water covered in a typical homeowner’s policy?  The answer is NO.  Surface water is not covered due to policy flood insurance exclusions …  but just what is “surface water”.